What's included

  • Basic group term life, typically employer-paid
  • Voluntary supplemental life for employees who want more coverage
  • Accidental death & dismemberment (AD&D) riders
  • Dependent life options for spouses and children
  • Guaranteed issue thresholds negotiated on your group's behalf

Why plain language matters here

Life insurance is usually the benefit employees think about least — until they need to understand it, at which point it should already be clear. We write enrollment materials in plain language your team can actually use.

Because it's bundled with everything else we manage, life insurance renewals happen on the same timeline and with the same point of contact as your other three categories.

Common questions

Is coverage guaranteed regardless of health status?

Basic group life is typically guaranteed issue up to a set amount. Voluntary supplemental amounts above that threshold may require health questions, depending on the carrier and group size — we'll walk you through the specifics for your group.

Can employees take coverage with them if they leave?

Portability and conversion options vary by carrier and plan. We outline the specifics for your plan during enrollment so employees know before they need to.

Ready to see life insurance options for your group?

We'll bring you options across employer-paid and voluntary tiers, in language your team can actually use.

Request a consultation